2026 Scarsdale (10583) Line-Item Benchmark Schedule Labor Index: 1.35x
Use this schedule when reviewing quotes from contractors in Scarsdale, NY. Quotes exceeding these ranges by more than 18% typically contain dealer financing markups or unitemized overhead.
| Roof System Specification (10583 Code) | 2,200 Sq.Ft. Turnkey Cost | Wind / Hail Rating | Insurance Impact in Scarsdale |
|---|---|---|---|
| 30-Yr Architectural Asphalt Shingle Synthetic underlayment + ice/water barrier |
$19,250 | 130 MPH / Class 3 | Baseline HO-3 Replacement Eligibility |
| Class-4 Impact Resistant (UL 2218) SBS polymer-modified hail-proof shingle |
$22,330 | 115+ MPH / Class 4 | Saves ~$1,276/yr on Premium |
| 24-Gauge Standing Seam Metal Roof Hidden fastener Kynar 500 cool-roof finish |
$32,340 | 165+ MPH / Class 4 | 50-Year Lifespan + Max Wind Mitigation Credit |
Interactive 10583 Property Customizer Real-Time Math
Local Code, Rebate & Insurance Mandate Notes for ZIP 10583
Insurance & Wind/Hail Rule (Westchester County): Extended ice-and-water shield past the interior wall line is mandatory to prevent winter ice-dam claims.
2026 Incentives & Utility Rebates: NYSERDA EmPower+ & NYS Clean Heat Rebates ($4,000) + NY State $5,000 Solar Tax Credit
Permitting Authority: All structural roofing, electrical panel, and mechanical replacements in 10583 must be permitted through City of Scarsdale Building & Permitting Division (Westchester County) (Design Wind Speed: 115 MPH).
Frequently Asked Questions — Scarsdale, NY (10583)
What is the average cost to replace a roof in Scarsdale, NY (10583) in 2026?
For a typical 2,200 sq.ft. roof footprint in Scarsdale (10583), architectural shingle replacement averages $19,250 ($8.75/sq.ft.), while upgrading to UL 2218 Class-4 impact-resistant shingles costs approximately $22,330 and saves roughly $1,276 per year on homeowner insurance.
Does 10583 qualify for storm or hail insurance roof replacement claims?
Scarsdale (10583) carries a Ziprada Storm Risk Score of 74/100 (High (Winter Freeze-Thaw Ice Dam & Coastal Wind Zone)) with 6 severe weather events recorded over the past 12 months. Extended ice-and-water shield past the interior wall line is mandatory to prevent winter ice-dam claims.