2026 Edina (55425) Line-Item Benchmark Schedule Labor Index: 1.2x
Use this schedule when reviewing quotes from contractors in Edina, MN. Quotes exceeding these ranges by more than 18% typically contain dealer financing markups or unitemized overhead.
| Xcel Energy MN / Minnesota Power Benchmark (55425) | Without Solar (Utility Tariff) | With 10.4 kW Solar + Battery | Net Homeowner Impact |
|---|---|---|---|
| 2026 Residential Electric Rate | $0.171 / kWh (+22.9% in 3 yrs) | $0.068 / kWh Levelized | Locks in hedge against utility rate hikes |
| System Investment & 30% Federal Tax Credit | $0 Upfront ($2,364/yr forever) | Gross: $35,568 / ITC: -$10,670 | Net Cost: $24,898 (10.5 yr payback) |
| 25-Year Cumulative Utility Spend vs. Savings | -$81,558 | +$56,660 Net Savings | Includes 4.5 hrs/day peak solar irradiance |
Interactive 55425 Property Customizer Real-Time Math
Local Code, Rebate & Insurance Mandate Notes for ZIP 55425
Insurance & Wind/Hail Rule (Hennepin County): Minnesota courts enforce strict color/texture matching on storm claims, frequently requiring full replacement.
2026 Incentives & Utility Rebates: Xcel Energy Solar*Rewards + MN Cold-Climate Air-Source Heat Pump Rebates ($4,000)
Permitting Authority: All structural roofing, electrical panel, and mechanical replacements in 55425 must be permitted through City of Edina Building & Permitting Division (Hennepin County) (Design Wind Speed: 115 MPH).
Frequently Asked Questions — Edina, MN (55425)
What is the current electric rate for Xcel Energy MN / Minnesota Power in 55425?
Residential customers in Edina, MN (55425) served by Xcel Energy MN / Minnesota Power pay an average of $0.171/kWh, following a 22.9% tariff increase over the past 3 years.
How fast is the solar payback period in Edina, MN (55425)?
With 4.5 peak sun hours per day and the 30% federal tax credit ($10,670 savings on an 10.4 kW system), the average payback period in 55425 is 10.5 years, generating $56,660 in cumulative 25-year savings.