2026 Wilmette (60091) Line-Item Benchmark Schedule Labor Index: 1.22x
Use this schedule when reviewing quotes from contractors in Wilmette, IL. Quotes exceeding these ranges by more than 18% typically contain dealer financing markups or unitemized overhead.
| 2026 HVAC / Heat Pump System (IECC Zone 5A (Midwest Convective Wind & Hail Belt)) | Gross Installed Cost | Federal + ComEd / Ameren Illinois Rebate | Net Homeowner Cost |
|---|---|---|---|
| 1.0-Ton 15.2 SEER2 Central AC + Gas Furnace Meets 2026 DOE regional efficiency mandate |
$10,442 | -$600 Utility Credit | $9,842 |
| 1.0-Ton 18 SEER2 Variable-Speed Inverter Heat Pump IRA Section 25C Tax Credit Eligible |
$12,322 | -$2,000 IRA + Local Utility Rebate | $9,472 |
Interactive 60091 Property Customizer Real-Time Math
Local Code, Rebate & Insurance Mandate Notes for ZIP 60091
Insurance & Wind/Hail Rule (Cook County): Chicagoland and central Illinois hail swaths frequently qualify for full siding + roof insurance replacement.
2026 Incentives & Utility Rebates: Illinois Shines SREC Solar Block Grant (covers ~25% of system) + ComEd Heat Pump Rebates ($2,000)
Permitting Authority: All structural roofing, electrical panel, and mechanical replacements in 60091 must be permitted through City of Wilmette Building & Permitting Division (Cook County) (Design Wind Speed: 115 MPH).
Frequently Asked Questions — Wilmette, IL (60091)
How much does a new HVAC system cost in Wilmette, IL (60091)?
In Wilmette (60091), located in IECC Zone 5A (Midwest Convective Wind & Hail Belt), a code-compliant 1.0-ton SEER2 system costs $10,442 before incentives, or $8,442 net after federal efficiency tax credits.
What HVAC rebates are available for ComEd / Ameren Illinois customers in 60091?
Homeowners in 60091 qualify for: Illinois Shines SREC Solar Block Grant (covers ~25% of system) + ComEd Heat Pump Rebates ($2,000)