2026 Bellevue (98004) Line-Item Benchmark Schedule Labor Index: 1.26x
Use this schedule when reviewing quotes from contractors in Bellevue, WA. Quotes exceeding these ranges by more than 18% typically contain dealer financing markups or unitemized overhead.
| 2026 HVAC / Heat Pump System (IECC Zone 4C (Marine Pacific Northwest)) | Gross Installed Cost | Federal + PSE / Seattle City Light / SnoPUD Rebate | Net Homeowner Cost |
|---|---|---|---|
| 1.0-Ton 15.2 SEER2 Central AC + Gas Furnace Meets 2026 DOE regional efficiency mandate |
$11,089 | -$600 Utility Credit | $10,489 |
| 1.0-Ton 18 SEER2 Variable-Speed Inverter Heat Pump IRA Section 25C Tax Credit Eligible |
$13,085 | -$2,000 IRA + Local Utility Rebate | $10,235 |
Interactive 98004 Property Customizer Real-Time Math
Local Code, Rebate & Insurance Mandate Notes for ZIP 98004
Insurance & Wind/Hail Rule (King County): Algae/moss-resistant copper-granule shingles and high-flow ridge ventilation are critical in Zone 4C.
2026 Incentives & Utility Rebates: WA Sales Tax Exemption on Solar + PSE Heat Pump Conversion Rebates ($2,400)
Permitting Authority: All structural roofing, electrical panel, and mechanical replacements in 98004 must be permitted through City of Bellevue Building & Permitting Division (King County) (Design Wind Speed: 110 MPH).
Frequently Asked Questions — Bellevue, WA (98004)
How much does a new HVAC system cost in Bellevue, WA (98004)?
In Bellevue (98004), located in IECC Zone 4C (Marine Pacific Northwest), a code-compliant 1.0-ton SEER2 system costs $11,089 before incentives, or $9,089 net after federal efficiency tax credits.
What HVAC rebates are available for PSE / Seattle City Light / SnoPUD customers in 98004?
Homeowners in 98004 qualify for: WA Sales Tax Exemption on Solar + PSE Heat Pump Conversion Rebates ($2,400)